Why Cash Flow Owner

Specialty finance, done the modern way.

Cash Flow Owner pairs the discipline of a specialty finance company with a digital experience designed around the people who run businesses.

Clarity before commitment

Structure, advances and fees are set out in plain language before you sign, and every charge is visible in your account.
Structures that fit

Invoice factoring, asset based lending, purchase order financing and industry programs, matched to how your business earns.
Digital from the first click

Apply, share documents, submit receivables and manage your relationship online, from any device.
Intelligent servicing

Your account is organized around what needs attention, and Ava answers questions from your own account data.
Security at the center

Sensitive information moves through secure channels built for financial data, not through email attachments.
Capital that grows with you

As your business grows, your financing can grow with it, from invoice factoring to a revolving asset based line.

The difference

What changes when finance is built digital.

The fundamentals of specialty finance do not change. The experience of working with it does.

Applying: A secure online application instead of paper forms and email threads.
Sharing documents: Direct, secure upload instead of attachments sent to an inbox.
Knowing where funds are: A status on every request instead of a phone call to ask.
Getting answers: Ask Ava or your team, with answers grounded in your account.
Reporting: Reports when you need them instead of waiting for month end.

Technology and judgment

Behind the digital experience is a specialty finance team that reviews every business on its merits and stays with you as it grows.

Who we serve

Start with a secure digital application. We will review your business and talk through the structure that fits.