Apply
Apply for working capital.
The application is secure, digital and built around information your business already keeps.
- 1
Tell us about your business
Your company, your customers and the financing you are looking for.
- 2
Share documents securely
Upload statements and receivables reports directly into the application.
- 3
Receive a decision
A clear answer, with structure and fees set out in plain language.
- 4
Activate your account
Sign your agreement and start submitting receivables.
Before you begin
Have these ready.
Not every item applies to every business. Industry specific documents are covered in the full guide.
- A current accounts receivable aging report
- Recent financial statements and business tax returns
- Recent business bank statements
- Your customer list and payment terms
- Details of existing lenders and liens
- Identification for owners and authorized signers
Not sure where to start?
Find the financing that fits.
You do not need to choose a structure before you apply. These pages explain the options.
- Invoice Factoring Turn unpaid invoices into working capital instead of waiting out your customers’ payment terms.
- Asset Based Lending A revolving line of credit secured by receivables, inventory and other assets, sized to the value of your collateral.
- Purchase Order Financing Fund the supplier costs behind confirmed customer orders, so a large order never has to be turned down.
- Transportation Finance Working capital for carriers and freight brokers, funded against delivered loads.
- Staffing Finance Meet payroll every week while clients pay on their own terms.
- Medical Receivables Finance Working capital against insurance and facility receivables, structured for healthcare.
Questions
Before you apply
How long does it take to get funded?
Timing depends on the financing structure, how complete your application is and the verification your receivables require. Once we understand your business, we will give you a realistic timeline.
What does financing cost?
Pricing depends on the structure, your customers, your volume and the terms of your receivables. Every fee is set out in writing before you commit.
What happens after I apply?
Your application is reviewed and you are contacted about next steps. If more information is needed, you will be told exactly what and why.
How is my information protected?
Documents are submitted through the secure application rather than by email. Our Security & Trust page explains the standards that apply and how to request documentation.