Medical Receivables Finance
Care for patients, not your receivables.
Healthcare receivables move through claims, adjudication and payer timelines that are outside your control. Medical Receivables Finance provides working capital against those receivables, structured around the payers you bill.
The cash flow gap
Reimbursement cycles are long and uneven, while salaries, supplies and rent are not. The result is a business that is profitable on paper and short on cash in practice.
How financing helps
- Stabilize cash flow across uneven reimbursement cycles.
- Fund staffing, equipment and supplies as you grow.
- Finance receivables from commercial payers and healthcare facilities.
- Structure financing correctly for government payer receivables, which follow specific assignment rules.
Medical Receivables Finance
Medical Receivables Finance, built on the right structure.
Working capital against insurance and facility receivables, structured for healthcare. The program draws on the structures below, matched to your business.
Before you apply
What to have ready
Not every item applies to every business, but having these close by keeps your application moving.
- A current accounts receivable aging report by payer
- Claims history and payer mix
- Provider and facility credentials
- Recent financial statements
How it works
Seven clear steps to working capital.
Apply digitally
A secure online application built around information you already have.
Provide information securely
Upload documents directly into the secure application, not by email.
Receive a decision
A clear answer, with structure and fees set out in plain language.
Activate your account
Sign your agreement and set up secure access for your team.
Submit receivables
Upload invoices and supporting documents from any device.
Access working capital
Approved funding is sent to your business bank account.
Manage your relationship online
Balances, payments and funding status, available whenever you need them.
Put your receivables to work.
Start with a secure digital application. We will review your business and talk through the structure that fits.