Manufacturing
Capital for every stage of production.
Manufacturers commit cash to materials, labor and inventory long before customers pay. The right financing uses the value already on your balance sheet to fund what comes next.
The cash flow gap
Raw materials are bought, labor is paid and goods sit in inventory, all before an invoice is issued. Terms from customers then add another month or more.
How financing helps
- Borrow against receivables and inventory with a revolving line.
- Fund large orders and material purchases.
- Smooth seasonal production cycles.
- Support growth, acquisitions and ownership transitions.
Solutions
Solutions for manufacturing.
The structures below fit most businesses in this industry. We will help you choose.
- Asset Based Lending A revolving line of credit secured by receivables, inventory and other assets, sized to the value of your collateral.
- Invoice Factoring Turn unpaid invoices into working capital instead of waiting out your customers’ payment terms.
- Purchase Order Financing Fund the supplier costs behind confirmed customer orders, so a large order never has to be turned down.
Before you apply
What to have ready
Not every item applies to every business, but having these close by keeps your application moving.
- A current accounts receivable aging report
- An inventory report by category
- Recent financial statements
- Your largest customer contracts or purchase orders
How it works
Seven clear steps to working capital.
Apply digitally
A secure online application built around information you already have.
Provide information securely
Upload documents directly into the secure application, not by email.
Receive a decision
A clear answer, with structure and fees set out in plain language.
Activate your account
Sign your agreement and set up secure access for your team.
Submit receivables
Upload invoices and supporting documents from any device.
Access working capital
Approved funding is sent to your business bank account.
Manage your relationship online
Balances, payments and funding status, available whenever you need them.
Put your receivables to work.
Start with a secure digital application. We will review your business and talk through the structure that fits.