Business Services
Turn billed work into working capital.
Service firms invest in people before clients pay for their work. Invoice factoring converts billed receivables into cash so you can staff up, deliver and grow without waiting on client payment cycles.
The cash flow gap
Your largest cost is your team, paid every pay period. Your clients pay on thirty, sixty or ninety day terms.
How financing helps
- Fund payroll for project and retainer work.
- Take on larger clients with longer payment terms.
- Invest in hiring ahead of new engagements.
- Keep cash flow steady between client payments.
Solutions
Solutions for business services.
The structures below fit most businesses in this industry. We will help you choose.
Before you apply
What to have ready
Not every item applies to every business, but having these close by keeps your application moving.
- Client contracts or statements of work
- Recent invoices and your accounts receivable aging report
- Recent financial statements
- Your client list and payment terms
How it works
Seven clear steps to working capital.
Apply digitally
A secure online application built around information you already have.
Provide information securely
Upload documents directly into the secure application, not by email.
Receive a decision
A clear answer, with structure and fees set out in plain language.
Activate your account
Sign your agreement and set up secure access for your team.
Submit receivables
Upload invoices and supporting documents from any device.
Access working capital
Approved funding is sent to your business bank account.
Manage your relationship online
Balances, payments and funding status, available whenever you need them.
Put your receivables to work.
Start with a secure digital application. We will review your business and talk through the structure that fits.