Own your cash flow.
Working capital for growing businesses, funded against the receivables and assets you already have. Apply online, receive a clear decision and manage your financing from one secure account.
What to expect
-
Transparent terms
Structure, advances and fees in plain language before you sign.
-
Digital from the start
Apply, submit and manage your account online, from any device.
-
Capital that grows with you
Structures that scale from invoice factoring to a revolving line.
Financing solutions
The right structure for the way your business earns.
Every business turns sales into cash differently. We match the financing to the asset or transaction behind it.
- Invoice Factoring Turn unpaid invoices into working capital instead of waiting out your customers’ payment terms.
- Asset Based Lending A revolving line of credit secured by receivables, inventory and other assets, sized to the value of your collateral.
- Purchase Order Financing Fund the supplier costs behind confirmed customer orders, so a large order never has to be turned down.
- Transportation Finance Working capital for carriers and freight brokers, funded against delivered loads.
- Staffing Finance Meet payroll every week while clients pay on their own terms.
- Medical Receivables Finance Working capital against insurance and facility receivables, structured for healthcare.
How it works
From application to funding, without the paperwork chase.
Seven clear steps, and everything after approval happens in your secure account.
Apply digitally
A secure online application built around information you already have.
Provide information securely
Upload documents directly into the secure application, not by email.
Receive a decision
A clear answer, with structure and fees set out in plain language.
Activate your account
Sign your agreement and set up secure access for your team.
Submit receivables
Upload invoices and supporting documents from any device.
Access working capital
Approved funding is sent to your business bank account.
Manage your relationship online
Balances, payments and funding status, available whenever you need them.
The client experience
A financial relationship you can see.
Your account is built around what matters: what has been funded, what is pending and what needs your attention.
-
Always current
See what has been submitted, verified, funded and collected as it happens.
-
Ava, your account assistant
Ask a question in plain language and get an answer drawn from your own account.
-
Funds with a status
Every transfer shows where it stands, from request to your bank account.
-
Submit from anywhere
Send invoices and documents from your desk or your phone.
Industries
Built for how your industry gets paid.
Programs and structures designed around the way cash moves in your business.
- Transportation & Logistics Carriers, fleets, freight brokers and logistics providers. Explore
- Staffing Commercial, professional, light industrial and healthcare staffing firms. Explore
- Healthcare Medical practices, home health, laboratories, suppliers and healthcare staffing. Explore
- Manufacturing Producers and fabricators with receivables, inventory and equipment. Explore
- Wholesale & Distribution Distributors, importers and wholesalers of finished goods. Explore
- Business Services Consulting, technology services, marketing and professional firms. Explore
- Government Contractors Suppliers and service providers to federal, state and local agencies. Explore
- All industries See how financing fits businesses that sell on terms. View all
Security & Trust
Built to be trusted with your financial information.
A financing relationship means sharing sensitive information. See how this website protects you, which standards apply and how to request security documentation.
-
Encrypted connections
This website is served only over HTTPS, so pages you view are encrypted in transit.
-
No tracking
This website does not use advertising pixels, third party analytics or tracking cookies.
-
One place to sign in
Client sign in happens only at app.cashflowowner.com. Always confirm that address before entering your credentials.
-
Documents stay out of email
Financial documents belong in the secure application or your client account, not in email attachments.
Put your receivables to work.
Start with a secure digital application. We will review your business and talk through the structure that fits.