Transportation Finance

Keep trucks moving while freight bills get paid.

Drivers, fuel, insurance and maintenance are paid every week. Shippers and brokers often pay in thirty days or more. Transportation Finance closes that gap by funding delivered freight, so your cash flow follows the loads you haul.

The cash flow gap

Freight revenue is earned the day a load delivers, but it arrives on your customer’s schedule. The faster a fleet or brokerage grows, the wider that gap becomes.

How financing helps

  • Fund delivered loads instead of waiting on payment terms.
  • Cover fuel, payroll and maintenance on your schedule.
  • Take on new lanes and customers without stretching cash.
  • Pay carriers promptly as a freight broker while your shippers pay on terms.

Transportation Finance

Transportation Finance, built on the right structure.

Working capital for carriers and freight brokers, funded against delivered loads. The program draws on the structures below, matched to your business.

Before you apply

What to have ready

Not every item applies to every business, but having these close by keeps your application moving.

  • Rate confirmations and bills of lading for delivered loads
  • Proof of delivery documents
  • Your operating authority details
  • A current accounts receivable aging report

How it works

Seven clear steps to working capital.

  1. Apply digitally

    A secure online application built around information you already have.

  2. Provide information securely

    Upload documents directly into the secure application, not by email.

  3. Receive a decision

    A clear answer, with structure and fees set out in plain language.

  4. Activate your account

    Sign your agreement and set up secure access for your team.

  5. Submit receivables

    Upload invoices and supporting documents from any device.

  6. Access working capital

    Approved funding is sent to your business bank account.

  7. Manage your relationship online

    Balances, payments and funding status, available whenever you need them.

Put your receivables to work.

Start with a secure digital application. We will review your business and talk through the structure that fits.