Financing solutions
Working capital, structured around your business.
Choose the structure that matches what you are financing: invoices you have issued, assets on your balance sheet or an order you need to fill.
Core structures
Three ways to turn your business into working capital.
- Invoice Factoring Turn unpaid invoices into working capital instead of waiting out your customers’ payment terms.
- Asset Based Lending A revolving line of credit secured by receivables, inventory and other assets, sized to the value of your collateral.
- Purchase Order Financing Fund the supplier costs behind confirmed customer orders, so a large order never has to be turned down.
Industry programs
Programs built for industries with their own rules.
Transportation, staffing and healthcare each have documents, payers and timelines of their own. These programs are designed around them.
- Transportation Finance Working capital for carriers and freight brokers, funded against delivered loads. Explore the program
- Staffing Finance Meet payroll every week while clients pay on their own terms. Explore the program
- Medical Receivables Finance Working capital against insurance and facility receivables, structured for healthcare. Explore the program
At a glance
Which structure fits?
Start with what you are financing. For a deeper walkthrough, read how to choose the right financing.
| Structure | What it finances | Best when | How it is repaid |
|---|---|---|---|
| Invoice Factoring | Invoices you have issued | Customers pay on terms and sales are growing | Your customer pays the invoice |
| Asset Based Lending | Receivables, inventory and other assets | You want a revolving line sized to collateral | Collections reduce the balance, then you redraw |
| Purchase Order Financing | Supplier costs behind a confirmed order | An order is larger than your cash can cover | Settled when the resulting invoice is paid or factored |
Put your receivables to work.
Start with a secure digital application. We will review your business and talk through the structure that fits.